Buying repossessed property in Hull
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Hull recorded 159 repossessions in the 12 months to June 2026. Mortgage and private landlord rates were both about twice the typical council.
Those homes sit inside a housing stock of 124,707 dwellings. Kingston upon Hull has 273,257 residents and the lowest average house price in this series.
Prices rose 6.6% in a year, and rents rose 7.5%. Most people don't know how quickly Hull's market has moved.
This guide covers the numbers, the areas and the buying process for repossessed property in Hull. Plain English. No padding.
Part of our city-by-city guides to buying repossessed property in the UK.
How many repossessions are there in Hull?
Hull had 159 repossessions by county court bailiffs from July 2025 to June 2026 (Ministry of Justice local authority data, Apr–Jun 2026). That covers mortgage, private landlord and social landlord repossessions.
Measure | Hull |
|---|---|
Repossessions, 12 months to June 2026 | 159 |
Per 100,000 residents | 58 |
Per 100,000 dwellings | 127 |
By mortgage lenders | 28 |
By private landlords | 95 |
By social landlords | 36 |
Mortgage repossession rate, Q2 2026 (per 100,000 mortgaged households) | 24.1 (typical council: 11.8) |
Private landlord repossession rate, Q2 2026 (per 100,000 private rented households) | 54.4 (typical council: 29.1) |
Rates per resident and per dwelling are Repolist calculations from MoJ counts, ONS mid-2025 population and GOV.UK dwelling stock. The typical council is the median across England and Wales.
Here's what that looks like on the ground. About 3 Hull homes are repossessed every week. The mortgage repossession rate is about twice the typical council. The private landlord rate is about twice the typical council. Private landlords carried out 95 of the 159 repossessions.
The trend
Period | Hull repossessions |
|---|---|
2024 | 167 |
2025 | 168 |
First half of 2026 | 76 |
Repossessions were 167 in 2024 and 168 in 2025. The first half of 2026, at 76, is on a similar pace. Numbers are steady.
Hull's housing stock: 124,707 homes
Hull has 124,707 dwellings (2024). Victorian terraces line the old roads out of the city. Large council-built estates such as Bransholme and Orchard Park sit to the north.
Measure | Figure | Date |
|---|---|---|
Total dwellings | 124,707 | 2024 |
Long-term vacant dwellings | 1,963 (1.57%) | 2024 |
Population | 273,257 | Mid-2025 |
Average price | £137,000 (up 6.6% on a year) | August 2026 |
Average flat | £79,000 | August 2026 |
Average terraced house | £127,000 | August 2026 |
Average semi-detached house | £160,000 | August 2026 |
Average monthly rent | £695 (up 7.5% on a year) | September 2026 |
Sources: Open Innovations housing data (GOV.UK Table 125); ONS population estimates via Nomis; ONS housing prices in Hull.
Here's what the stock tells a buyer of repossessed property in Hull:
- The lowest prices in this series. The average price is £137,000. Terraces average £127,000 and flats just £79,000.
- Prices and rents rising fast. Prices rose 6.6% and rents 7.5% in a year. The average rent is £695 a month.
- The most empty homes in this series. 1.57% of homes are long-term vacant, above the England average.
- A tight boundary. Cottingham, Hessle, Anlaby and Willerby sit in the East Riding, a separate council.
Hull: the Humber, culture and green energy
- Green energy jobs. The Siemens Gamesa wind turbine blade factory at Alexandra Dock is a major employer.
- City of Culture 2017. Hull held the UK City of Culture title in 2017, bringing investment to the Fruit Market and Old Town.
- Direct trains to London. Hull Paragon Interchange has direct trains to London King's Cross, Leeds and Manchester.
- University of Hull. The campus on Cottingham Road keeps rental demand steady in Newland and the Avenues.
- Flood risk. Much of Hull is low-lying and the city flooded badly in 2007. Flood risk affects insurance and lending.
Where to find repossessed homes in Hull
Repossessed homes in Hull follow the old roads out of the city. Terraces line Hessle Road, Holderness Road and Beverley Road. Council-built estates sit to the north and east.
Area | Postcodes | Typical repossessed stock | Transport |
|---|---|---|---|
City centre, Fruit Market | HU1 | Flats and conversions. | Paragon Interchange |
The Avenues | HU5 | Victorian terraces and villas. | Bus routes |
Newland, Beverley Road | HU5, HU6 | Terraces and student lets. | Bus routes |
Hessle Road | HU3 | Terraces. | Bus routes |
Anlaby Road, Gipsyville | HU3, HU4 | Terraces and semis. | Bus routes |
Holderness Road | HU8, HU9 | Terraces. | Bus routes |
Marfleet, Greatfield | HU9 | Ex-council houses. | Bus routes |
Orchard Park | HU6 | Ex-council houses and flats. | Bus routes |
Bransholme | HU7 | Ex-council houses. | Bus routes |
Kingswood | HU7 | Newer estates. | Bus routes |
The East Riding of Yorkshire is a separate council. Cottingham, Hessle, Anlaby and Willerby do not count in the Hull figures.
Lenders sell through local agents, auctions, receivers and asset managers. Our guides hub explains each route. Listings rarely say "repossessed": look for "sold on behalf of the mortgagee" or "mortgagee in possession".
How to buy a repossessed house in Hull: step by step
- Get your funding in place first. Lenders favour proceedable buyers. Auction buyers usually need cash or bridging finance to complete within 28 days.
- Check flood risk first. Get the flood history and an insurance quote before you bid. Some lenders are cautious in high-risk zones.
- View the property in person. Repossessed homes are often empty for months. Check for water damage, stripped boilers, missing kitchens and damp.
- Read the legal pack or ask for the title. For flats, check lease length, ground rent and service charges. Check for anyone still living in the property.
- Check licensing. Check whether the council's selective or HMO licensing covers the address before you let it.
- Offer in writing, then move fast. The agent must pass every offer to the lender, which must seek the best price reasonably obtainable. Expect marketing to continue until exchange.
Are repossessed houses in Hull cheaper?
Sometimes. Not always. Lenders must aim for market value. Discounts usually reflect condition, speed or a tenant in place. At auction, competition can push prices above the guide.
Risks and tips for Hull buyers
Risk | What to check in Hull |
|---|---|
Flood risk | Low-lying streets may cost more to insure. Get a quote before you exchange. |
Low resale values | Cheap homes can be slow to resell. Check recent sold prices on the street. |
Long empty periods | Hull has the most long-term empty homes in this series. Expect more repair work on repossessions. |
Condition | Empty homes leak, freeze and get stripped. Budget for a refurb until the survey says otherwise. |
Auction fees | Buyer's premiums and admin fees sit on top of the hammer price. Read the special conditions. |
One more tip. Track the same postcode for a few months before you buy. You learn what repossessed stock actually sells for, not what it is guided at.
Frequently asked questions
How many repossessions are there in Hull?
Hull recorded 159 repossessions in the 12 months to June 2026. That is about 58 per 100,000 residents. Mortgage and private landlord rates were both about twice the typical council.
How big is Hull's housing stock?
Hull has 124,707 dwellings (2024) and 273,257 residents (mid-2025).
Is Cottingham part of Hull?
No. Cottingham, Hessle, Anlaby and Willerby are in the East Riding of Yorkshire, a separate council.
Is flood risk a problem in Hull?
It can be. Much of Hull is low-lying and flooded in 2007. Check flood history and insurance before you buy.
Where can I find repossessed property in Hull?
Check estate agents acting for lenders, local property auctions, LPA receiver sales and lender asset managers. A deal feed like Repolist brings these sources together.
Find repossessed property in Hull with Repolist
Hull combines the lowest prices in this series with rising rents and real flood risk. The skill is knowing which street, and what each deal is really worth.
Repolist tracks repossessions, receiver sales and auction lots across Hull and beyond. Every deal comes with the context to judge it. Start your free 7-day trial.
Nearby guides: York, Leeds, Doncaster.
This guide is for information only. It is not financial, tax or legal advice. Always take independent advice before buying property.