Buying repossessed property in Nottingham
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Nottingham recorded 192 repossessions in the 12 months to June 2026. The first half of 2026 ran ahead of 2025's pace.
Those homes sit inside a housing stock of 140,089 dwellings. The city council covers just the urban core, with 325,765 residents.
West Bridgford, Beeston and Arnold all sit outside it. Most people don't know how tightly the city's figures are drawn.
This guide covers the numbers, the areas and the buying process for repossessed property in Nottingham. Plain English. No padding.
Part of our city-by-city guides to buying repossessed property in the UK.
How many repossessions are there in Nottingham?
Nottingham had 192 repossessions by county court bailiffs from July 2025 to June 2026 (Ministry of Justice local authority data, Apr–Jun 2026). That covers mortgage, private landlord and social landlord repossessions.
Measure | Nottingham |
|---|---|
Repossessions, 12 months to June 2026 | 192 |
Per 100,000 residents | 59 |
Per 100,000 dwellings | 137 |
By mortgage lenders | 25 |
By private landlords | 85 |
By social landlords | 82 |
Mortgage repossession rate, Q2 2026 (per 100,000 mortgaged households) | 31.7 (typical council: 11.8) |
Private landlord repossession rate, Q2 2026 (per 100,000 private rented households) | 30.8 (typical council: 29.1) |
Rates per resident and per dwelling are Repolist calculations from MoJ counts, ONS mid-2025 population and GOV.UK dwelling stock. The typical council is the median across England and Wales.
Here's what that looks like on the ground. About 4 Nottingham homes are repossessed every week. The mortgage repossession rate is more than twice the typical council. The private landlord rate is close to the typical council. Social landlords carried out 82 of the 192 repossessions. Their rate was 84.9 per 100,000 social rented households in Q2 2026, more than twice the typical council's 34.7.
The trend
Period | Nottingham repossessions |
|---|---|
2024 | 189 |
2025 | 171 |
First half of 2026 | 98 |
Repossessions were 189 in 2024 and 171 in 2025. The first half of 2026 reached 98, so 2026 is on course to be higher. Leicester recorded more, at 334.
Nottingham's housing stock: 140,089 homes
Nottingham has 140,089 dwellings (2024). Victorian terraces fill the inner city. Post-war estates such as Clifton and Bestwood sit on the edge.
Measure | Figure | Date |
|---|---|---|
Total dwellings | 140,089 | 2024 |
Long-term vacant dwellings | 1,692 (1.21%) | 2024 |
Population | 325,765 | Mid-2025 |
Average price | £190,000 (down 1.8% on a year) | August 2026 |
Average flat | £123,000 | August 2026 |
Average terraced house | £169,000 | August 2026 |
Average semi-detached house | £212,000 | August 2026 |
Average monthly rent | £1,015 (up 1.7% on a year) | September 2026 |
Sources: Open Innovations housing data (GOV.UK Table 125); ONS population estimates via Nomis; ONS housing prices in Nottingham.
Here's what the stock tells a buyer of repossessed property in Nottingham:
- A tight boundary. The city figures exclude West Bridgford, Beeston, Arnold and Carlton. Those suburbs sit in separate councils.
- Prices dipped. The average price is £190,000, down 1.8% in a year. Terraces average £169,000 and flats £123,000.
- Rents above £1,000. The average rent is £1,015 a month.
- Empty homes are above average. 1.21% of homes are long-term vacant.
Nottingham: trams, students and landlord licensing
- NET trams. Two tram lines run from the city centre to Hucknall, Phoenix Park, Clifton and Toton Lane. Homes near a stop reach the centre without a car.
- Two universities. The University of Nottingham and Nottingham Trent University keep demand high in Lenton, Dunkirk and the city centre.
- Selective licensing. Nottingham runs one of the largest selective landlord licensing schemes in England, covering much of the private rented stock. Check whether a licence is needed for the address.
- Fast London links. Nottingham station has direct trains to London St Pancras.
Where to find repossessed homes in Nottingham
Repossessed houses in Nottingham follow the shape of the city. Flats cluster in the centre. Terraces fill the inner ring. Council-built estates sit on the edge, several on the tram.
Area | Postcodes | Typical repossessed stock | Transport |
|---|---|---|---|
City centre | NG1 | Flats and student blocks. | Nottingham station; tram |
Lenton, Dunkirk | NG7 | Student terraces and HMOs. | Tram |
Radford, Hyson Green | NG7 | Victorian terraces. | Tram |
Sneinton, St Ann's | NG2, NG3 | Terraces and ex-council houses. | Bus routes |
The Meadows | NG2 | Terraces and ex-council houses. | Tram |
Sherwood, Carrington | NG5 | Victorian terraces and semis. | Bus routes |
Bulwell | NG6 | Terraces and ex-council houses. | Bulwell station; tram |
Bestwood, Top Valley | NG5 | Ex-council houses. | Bus routes |
Clifton | NG11 | Ex-council houses. | Tram |
Wollaton | NG8 | Semis and detached houses. | Bus routes |
Rushcliffe, Broxtowe and Gedling are separate councils. West Bridgford, Beeston and Arnold do not count in the Nottingham figures.
Lenders sell through local agents, auctions, receivers and asset managers. Our guides hub explains each route. Listings rarely say "repossessed": look for "sold on behalf of the mortgagee" or "mortgagee in possession".
How to buy a repossessed house in Nottingham: step by step
- Get your funding in place first. Lenders favour proceedable buyers. Auction buyers usually need cash or bridging finance to complete within 28 days.
- Check the tram map. Tram access changes demand. Check the nearest stop and journey time to the centre.
- View the property in person. Repossessed homes are often empty for months. Check for water damage, stripped boilers, missing kitchens and damp.
- Read the legal pack or ask for the title. For flats, check lease length, ground rent and service charges. Check for anyone still living in the property.
- Check landlord licensing. Most private lets in the city need a licence. Check the council's scheme for the address.
- Offer in writing, then move fast. The agent must pass every offer to the lender, which must seek the best price reasonably obtainable. Expect marketing to continue until exchange.
Are repossessed houses in Nottingham cheaper?
Sometimes. Not always. Lenders must aim for market value. Discounts usually reflect condition, speed or a tenant in place. At auction, competition can push prices above the guide.
Risks and tips for Nottingham buyers
Risk | What to check in Nottingham |
|---|---|
Selective licensing | Letting without a required licence can lead to fines. Budget for the licence fee. |
Student areas | Lenton and Dunkirk homes may be HMOs. Check licences and planning status. |
Former council homes | Check for non-traditional construction that some lenders avoid. |
Condition | Empty homes leak, freeze and get stripped. Budget for a refurb until the survey says otherwise. |
Auction fees | Buyer's premiums and admin fees sit on top of the hammer price. Read the special conditions. |
One more tip. Track the same postcode for a few months before you buy. You learn what repossessed stock actually sells for, not what it is guided at.
Frequently asked questions
How many repossessions are there in Nottingham?
Nottingham recorded 192 repossessions in the 12 months to June 2026. That is about 59 per 100,000 residents. The first half of 2026 ran ahead of 2025's pace.
How big is Nottingham's housing stock?
Nottingham has 140,089 dwellings (2024) and 325,765 residents (mid-2025).
Is West Bridgford part of Nottingham?
No. West Bridgford is in Rushcliffe, a separate council, so it does not count in Nottingham's figures.
Do I need a licence to let a house in Nottingham?
Often, yes. Nottingham's selective licensing covers much of the private rented stock. Check the council's map.
Where can I find repossessed property in Nottingham?
Check estate agents acting for lenders, local property auctions, LPA receiver sales and lender asset managers. A deal feed like Repolist brings these sources together.
Find repossessed property in Nottingham with Repolist
Nottingham combines rising repossessions with low prices, a tram network and strict landlord licensing. The skill is knowing which stop, and what each deal is really worth.
Repolist tracks repossessions, receiver sales and auction lots across Nottingham and beyond. Every deal comes with the context to judge it. Start your free 7-day trial.
Nearby guides: Derby, Leicester, Sheffield.
This guide is for information only. It is not financial, tax or legal advice. Always take independent advice before buying property.