What is a repo list?
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A repo list is a list of repossessed properties for sale. "Repo" is short for repossession. In the UK, no official repo list exists. Lenders, courts and HM Land Registry publish counts, not addresses.
Part of our guides to buying repossessed property in the UK.
What does repo list mean?
In UK property, a repo list means a list of homes taken back by mortgage lenders. The phrase is more common in the US, where banks publish lists of foreclosed homes.
"Repo" has other meanings too. In finance, a repo is a repurchase agreement. In motoring, it means a repossessed car. This page is about property.
Is there an official repo list in the UK?
No. Here's who holds what.
Who | What they publish |
|---|---|
Mortgage lenders | Nothing public. Repossessions are confidential |
Ministry of Justice | Numbers of repossessions by area, every quarter |
UK Finance | National numbers of properties taken into possession |
HM Land Registry | Sold prices, with repossessions mixed into category B |
Estate agents and auction houses | Listings, without the word "repossessed" |
In April to June 2026, county court bailiffs carried out 1,008 mortgage repossessions in England and Wales (Ministry of Justice). Those are counts. No addresses are published.
Read why there is no list of repossessed houses and does the Land Registry list repossessions?
Where do repo lists come from?
Anyone offering a repo list has built it from public listings. The same sources are open to you.
Source | What to look for |
|---|---|
Agent listings | "On behalf of the mortgagee", "public notice" |
Auction catalogues | "Mortgagee in possession", "LPA receiver". See repossessed property auctions |
Lenders and receivers |
Be wary of anyone selling a "bank repo list". Banks don't release one.
What is Repolist?
Repolist is a UK property search for repossessions and other motivated sales. It tracks lender, receiver, probate and auction listings in one place, and explains why each property is for sale.
Frequently asked questions
What does repo mean in property?
Repo is short for repossession. A repo property is one taken back by a lender after the borrower stopped paying.
Can I get a free repo list?
No official one exists. You can find repossessions yourself in agent listings and auction catalogues. Read how to spot a repossessed house.
Do UK banks publish repo lists?
No. UK lenders keep their repossessions confidential and sell through agents and auctions.
Is a repo list the same as a foreclosure list?
Foreclosure is the US term. In the UK, lenders repossess and sell. They don't take ownership the way a US foreclosure does.
How do I buy a repo property?
The same way as any other house, through an agent or at auction. Read how to buy a repossessed house.
Search repossessions with Repolist
Repolist brings lender, receiver and auction sales into one search. Start your free 7-day trial.
Related guides: bank repossessed houses, repossessed property auctions, distressed property in the UK and our city guides.
This guide is for information only. It is not financial, tax or legal advice. Always take independent advice before buying property.